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5 MONEY SAVING TIPS WHEN PURCHASING A NEW VEHICLE

If you’ve ever gone to a car dealership, you might have had sticker shock. It’s common, as the prices of new vehicles are up there. In fact, you could spend at least $20,000 on a good family sized vehicle. Really, it’s no big surprise that more people are choosing to purchase used cars over new models. And, even if your heart is set on buying a new vehicle, it’ll take time to save money. Still, it can be done.

How You Can Save Money To Purchase A New Vehicle

1 – Research

It’s imperative you do your homework BEFORE you go to a dealership. This cannot be stressed enough. There is a vast amount of information on the Internet to help you narrow down the best car possible for you and your money. See what models are being offered at the dealership. Look at Edmunds.com to see the retail prices on both any new and used make and model vehicle. When you go into the dealership, you’ll have an idea what the price should be for your new vehicle. Take into consideration any special package you want with your vehicle too.

2 – Educate Yourself

Do you remember the days of when you would ask the price of a vehicle and the salesman would answer back with how much money can you pay each month? Today, the haggling and dealing of car buying is all gone.  When you buy a car today, you don’t know what the end amount will be until you’re ready to sign the contract. You need to be educated about buying a car when you go to purchase one.

3 – End Of The Month Buys

One of the best ways to get a good deal on a vehicle is to go toward the end of the month or year to make your purchase. Dealers will make deals on any older model vehicle to make room for new vehicles. Your salesman works on commission, which means they’ll do anything to get your business.

4 – Bottom Line Price

Before you mention a trade-in, get the vehicle’s bottom line price. Salesman generally ask about trade-ins so just tell them no. If he/she knows that you have a vehicle you’ll trade in, it will affect the price of the vehicle you’re looking to purchase. You should also know what the value of your trade-in is by checking out Edmunds.com.

What does it all mean? It means you need to do your homework. Go to different dealers to get prices for new vehicles. They want your business so you should take advantage of that.

5 - Interest Rate

Don’t forget to factor in your finance charges for your new vehicle. Be sure to get a quote from the dealership and one from your bank to see what kind of interest rate you can get for your vehicle.

A lot of dealers have taken the haggling and pressure out of new car buying, which many of consumers like. Remember the days when you'd ask what the price of a car is and the salesman would re

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